• The Impact of Exchange Rate Risk on Moldova’s External Debt - Depreciation of the Leu and the Burden on the National Currency 

  Rebeja, Adriana (SEP ASEM, 2026)

  External debt remains to this day a topic of great importance. In the current economic context in which the Republic of Moldova finds itself, we may conclude that the country is over-indebted, while exchange rate ...
• Mortgage Lending in the Republic of Moldova: Challenges and Trends 

  Rebeja, Adriana (SEP ASEM, 2026)

  Mortgage loans remain an extremely important topic, as they are a central element of the financial and real estate market in the Republic of Moldova, directly influencing the population’s access to housing. The purpose of ...
• Non-Performing Loan Rate and Implications on Financial Stability: Comparative Analysis of Systemically Important Banks and Small Banks in the Republic of Moldova 

  Munteanu, Evelina (SEP ASEM, 2026)

  The balance of the banking system is a key element in terms of the proper functioning and efficient development of the economy, since banks facilitate the circulation of capital and support the right development of economic ...
• Digital Transformation of Banks in the Republic of Moldova through AI 

  Cociug, Ludmila; Crigan, Mariana (SEP ASEM, 2026)

  The digital transformation of the banking sector in the Republic of Moldova is a strategic priority in the context of globalization and technological development. Artificial Intelligence (AI) plays a key role in optimizing ...
• Liquidity Risk Assessment in Moldovan Banks Amid the Harmonization of National Legislation with EU Standards 

  Vasilașcu, Adriana (SEP ASEM, 2026)

  Liquidity risk assessment has gained increasing relevance in the context of the Republic of Moldova’s regulatory alignment with European Union standards, given its systemic nature and its critical role in ensuring bank’s ...

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