• Features of the Innovative Development of BC «Moldindconbank» S.A. in the Context of the Fourth Industrial Revolution 

  Levitina, Iea (SEP ASEM, 2026)

  The Fourth Industrial Revolution is significantly transforming the global financial sector through the rapid development of digital technologies. This article examines the innovative development of Moldindconbank, one of ...
• The Emergence of the Digital Euro and its Role in the Evolution of European Payments 

  Angheluță, Ecaterina (SEP ASEM, 2026)

  Euro digital reprezintă una dintre cele mai semnificative inovații din istoria politicii monetare a Uniunii Europene. În contextul creșterii adoptării globale a monedelor digitale ale băncilor centrale (CBDC), Banca Centrală ...
• The Psychology of Financial Decisions in the Context of Gambling 

  Rudeanu, Liliana; Barbaroș, Iana (SEP ASEM, 2026)

  This article explores the psychological mechanisms that govern financial decision-making under risky conditions. The study starts from the hypothesis that people with low incomes and a low level of financial education tend ...
• Credit Risk in the Banking Sector, Modern Tools and Financial Protection Strategies 

  Guțu, Dumitrița (SEP ASEM, 2026)

  This study analyzes credit risk in the banking sector of the Republic of Moldova, focusing on recent developments and their impact on financial stability. The research highlights the structure of the banking system, the ...
• Transformation of the Banking System: From Traditional Architecture to the Digital Ecosystem 

  Stati, Lăcrămioara (SEP ASEM, 2026)

  The transformation of the baking system from traditional architecture to a digital ecosystem represents a important trend in the development of modern financial services. The accelerated digitalization of the baking sector, ...

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