Price is the main instrument of competition. In a well-developed competitive environment, price acts as a mechanism for regulating economic processes: it balances supply and demand, linking them to the monetary payment ...
This research investigates the transformative journey of the banking sector from a product-centric to a personalized marketing approach, driven by technological advancements and shifting consumer expectations. Traditional ...
We live in the century of digitization, where we use digital technologies every day to perform various operations.The purpose of the research is to demonstrate the multitude of operations such as: biometrics, chatbots and ...
The integration of FinTech into international foreign exchange markets is revolutionizing trading, increasing
liquidity, increasing efficiency and market accessibility. FinTech platforms facilitate direct participation, ...
Cet article est réalisé afin de représenter les effets du taux de change, ainsi que son impact sur la balance des
paiements extérieurs de la République de Moldavie. La volatilité du taux de change, au stade actuel, constitue ...
Brexit means the exit from the EU of one of the biggest military powers of the continent, with an important
geostrategic position, which will generate serious effects on the British economy, market volatility, access to ...
Programul "373" pentru susținerea antreprenorilor este un proiect lansat de Guvernul Republicii Moldova cu scopul de a oferi întreprinderilor micro, mici și mijlocii acces la credite pe termen lung pentru investiții. ...
Responsabilitatea Socială Corporativă (RSC) reprezintă un concept actual, infiltrat la nivel înalt în contextual
economic prezent. Sectorul bancar e propus spre analiză folosind sursele dispuse pe paginele web oficiale a ...
This text explores the technological impact on banking operations, starting from the industrial revolutions and reaching the transformations brought about by artificial intelligence (AI). The bank, as a key financial ...
Despite the tendecy noticed lately of switching banknotes with cards, cash remains the dominant means of payment.
Therefore, the innovations in the manufacture of monetary signs have become a topic of maximum interest for ...
Cercetarea de față are ca obiectiv principal analiza aprofundată a fenomenului migrației și a impactului remitențelor asupra economiei moldovenești. Prin intermediul unei analize evolutive a remitențelor, se urmărește ...
Lucrarea examinează importanța facilităților fiscale pentru asigurări în promovarea accesului la protecție financiară și economisirea pe termen lung. Se analizează beneficiile și insuficiențele acestor facilități, cu scopul ...
In recent years, the Republic of Moldova has witnessed a series of economic challenges, accentuated by the tense political and social situation and the effects of the conflict in Ukraine on the economy. The acute problem ...
Currently, the state social insurance budget does not have sufficient income to maintain the stability of the pension system, thus recording a budget deficit. Moreover, the situation could worsen due to some demographic ...
In this article, the author investigates the sources of financing for an enterprise, focusing particularly on selffinancing and external funding sources. Through research, both the advantages and disadvantages of these ...
The banking system plays a crucial role in the economy, facilitating the movement of money and offering a wide range of financial products and services. In order to assess the effectiveness and stability of this system, ...
Education is one of the most redoubtable instruments which drives the economic growth and stimulates the accumulation of human capital. Government expenditure on education plays a pivotal role in developing fundamental ...
This article is a review of the relationship between financial policy and the state budget. The main goal of the study is to highlight and understand how various elements of financial policy are linked to the state budget. ...
Financial literacy plays an important role in everyone's life. Even children encounter this concept. Financial literacy becomes particularly evident at an age when a person starts earning their first money, which typically ...
The restrictive monetary policies implemented by the National Bank of Moldova have significantly influenced the behavior of individuals regarding credit. These policies, by increasing interest rates and mandatory reserves, ...