The Influence of Cognitive Biases on Young People’s Financial Decisions

Bănaru, Camelia; Eremciuc, Sabrina; Vătămanu, Paula

dc.contributor.author	Bănaru, Camelia
dc.contributor.author	Eremciuc, Sabrina
dc.contributor.author	Vătămanu, Paula
dc.date.accessioned	2026-11-02T12:47:14Z
dc.date.available	2026-11-02T12:47:14Z
dc.date.issued	2026
dc.identifier.isbn	978-9975-182-44-7 (PDF)
dc.identifier.uri	https://irek.ase.md:443/xmlui/handle/123456789/5385
dc.description	BĂNARU, Camelia; Sabrina EREMCIUC și Paula VĂTĂMANU. The Influence of Cognitive Biases on Young People’s Financial Decisions = Influența biasurilor cognitive asupra alegerilor financiare ale tinerilor. Online. Coord. șt.: Oxana BARBĂNEAGRĂ. In: Simpozionul Ştiinţific cu participare internaţională al Tinerilor Cercetători. Ediţia a 24-a, 24-25 aprilie 2026, Chişinău. Lucrări ştiinţifice. Chişinău: SEP ASEM, 2026, vol. 2, pp. 252-255. ISBN 978-9975-182-44-7 (PDF). Disponibil: https://doi.org/10.53486/sstc2026.v2.59	en_US
dc.description.abstract	This article analyses how cognitive biases influence young people’s financial decisions, highlighting the role of psychological and emotional factors in the decision-making process. The study combines theoretical analysis with research conducted among a group of students, identifying the key factors that influence their financial behaviour and choices. The results suggest that young people’s decisions are often driven by irrational factors, highlighting the need to develop their critical thinking skills and financial education. CZU: 330.16-053.6; JEL: D91, D14, D03, G11, G41, G5	en_US
dc.language.iso	other	en_US
dc.publisher	SEP ASEM	en_US
dc.subject	cognitive biases	en_US
dc.subject	financial decisions	en_US
dc.subject	financial behavior	en_US
dc.subject	economics	en_US
dc.subject	consumption	en_US
dc.title	The Influence of Cognitive Biases on Young People’s Financial Decisions	en_US
dc.title.alternative	Influența biasurilor cognitive asupra alegerilor financiare ale tinerilor	en_US
dc.type	Article	en_US