Abstract:
This article analyses how cognitive biases influence young people’s financial decisions, highlighting the role of psychological and emotional factors in the decision-making process. The study combines theoretical analysis with research conducted among a group of students, identifying the key factors that influence their financial behaviour and choices. The results suggest that young people’s decisions are often driven by irrational factors, highlighting the need to develop their critical thinking skills and financial education. CZU: 330.16-053.6; JEL: D91, D14, D03, G11, G41, G5
Description:
BĂNARU, Camelia; Sabrina EREMCIUC și Paula VĂTĂMANU. The Influence of Cognitive Biases on Young People’s Financial Decisions = Influența biasurilor cognitive asupra alegerilor financiare ale tinerilor. Online. Coord. șt.: Oxana BARBĂNEAGRĂ. In: Simpozionul Ştiinţific cu participare internaţională al Tinerilor Cercetători. Ediţia a 24-a, 24-25 aprilie 2026, Chişinău. Lucrări ştiinţifice. Chişinău: SEP ASEM, 2026, vol. 2, pp. 252-255. ISBN 978-9975-182-44-7 (PDF). Disponibil: https://doi.org/10.53486/sstc2026.v2.59
