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Transformation of the Banking System: From Traditional Architecture to the Digital Ecosystem
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| dc.contributor.author | Stati, Lăcrămioara
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| dc.date.accessioned | 2026-11-05T12:42:52Z | |
| dc.date.available | 2026-11-05T12:42:52Z | |
| dc.date.issued | 2026 | |
| dc.identifier.isbn | ISBN 978-9975-182-45-4 (PDF) | |
| dc.identifier.uri | https://irek.ase.md:443/xmlui/handle/123456789/5582 | |
| dc.description | STATI, Lăcrămioara. Transformation of the Banking System: From Traditional Architecture to the Digital Ecosystem = Transformarea sistemului bancar: de la arhitectura tradițională la ecosistemul digital. Online. Coord. șt.: Victoria POSTOLACHE. In: Simpozionul Ştiinţific cu participare internaţională al Tinerilor Cercetători. Ediţia a 24-a, 24-25 aprilie 2026, Chişinău. Lucrări ştiinţifice. Chişinău: SEP ASEM, 2026, vol. 3, pp. 164-167. ISBN 978-9975-182-45-4 (PDF). Disponibil: https://doi.org/10.53486/sstc2026.v3.35 | en_US |
| dc.description.abstract | The transformation of the baking system from traditional architecture to a digital ecosystem represents a important trend in the development of modern financial services. The accelerated digitalization of the baking sector, driven by technological progress and changes in consumer behavior, requires continuous adaptation of financial institutions. In this context, the paper analyzes the transition to a digital ecosystem, highlighting the main technologies used, the differences compared to the traditional model, and the associated risks. The analysis shows that digital banking services enhance efficiency, accessibility, and flexibility, while also introducing challenges related to data security and operational complexity. CZU: 336.71:004(478); JEL: G21, G32, E58 | en_US |
| dc.language.iso | other | en_US |
| dc.publisher | SEP ASEM | en_US |
| dc.subject | banking system | en_US |
| dc.subject | digital ecosystem | en_US |
| dc.subject | financial technologies | en_US |
| dc.subject | risk management | en_US |
| dc.title | Transformation of the Banking System: From Traditional Architecture to the Digital Ecosystem | en_US |
| dc.title.alternative | Transformarea sistemului bancar: de la arhitectura tradițională la ecosistemul digital | en_US |
| dc.type | Article | en_US |
