The Development of Storage Activites In The Conditions of Current National Economic Context

Abstract

This paper analyzes the evolution of bank deposit activity in the Republic of Moldova between 2020 and 2025, focusing on the impact of macroeconomic factors and monetary policy. Using data from the National Bank of Moldova, the study examines the dynamics of deposit volumes and structures across individual and corporate clients. The findings reveal a consistent growth in total deposits, reflecting increased savings and confidence in the banking system. The analysis also highlights the strong correlation between inflation, the central bank's base rate, and deposit interest rates. Periods of high inflation prompted a restrictive monetary policy response, leading to higher deposit rates designed to stimulate saving in the national currency. The study underscores the need for banks to continuously adapt their deposit strategies to maintain depositor confidence and ensure financial stability. CZU: 336.717.3(478); JEL: G21, E31, E52, O16