Financial Education and Economic Autonomy of the Elderly: Contributions to National Economic Resilience

Abstract

Demographic aging, accelerated digitalization, and economic volatility are increasing pressures on financial and social protection systems, especially in emerging economies. In this context, the article analyzes the role of financial education in strengthening the economic autonomy of older people in the Republic of Moldova and its contribution to nation-al economic resilience. Based on primary and secondary data, the results highlight the discrepancy between formal access and functional use of financial services, underlining the im-portance of adapted financial education as a strategic tool for inclusion and economic resilience