Effects of Innovative Financial Technologies (FinTech) on International Currency Markets

Abstract

The integration of FinTech into international foreign exchange markets is revolutionizing trading, increasing liquidity, increasing efficiency and market accessibility. FinTech platforms facilitate direct participation, increasing liquidity and accessibility Through Automated risk management tools and care blockchain technology that mitigate risks and ensure secure transactions. User often preferring innovative financial technologies. In addition, peer-to-peer currency exchanges and decentralized financing protocols offer competitive rates, bypassing traditional intermediaries. For international market players regulatory compliance and cyber security threats are challenges, requiring ongoing research and collaboration between stakeholders. Investor education initiatives are vital to understanding the complexities of Fintech and maximizing its benefits. CZU: [336.71:004]:339.7; JEL: G15, O3