Metode moderne de optimizare a riscului financiar prin aplicarea efectelor comerciale

Abstract

In the conditions of expanding and developing the market economy as well as advancing free competition, entrepreneurs offer some facilities and advantages to their clients, aiming to maximize profit and increase the volume of sales. In this sense, overcoming the direct payment stage through a variety of payment instruments, and the emergence of a variety of payment methods and procedures, facilitating the buyer and making sales profitable. Thus, commercial settlement accounts exceed the limits of standard sales through classical methods and procedures and resort to modern methods of optimizing commercial relationships and financial risk by applying commercial effects. JEL. M41