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Decision-making bank policies under uncertainty

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dc.contributor.author Golban, Lilian
dc.date.accessioned 2020-12-22T09:03:19Z
dc.date.available 2020-12-22T09:03:19Z
dc.date.issued 2020
dc.identifier.uri http://irek.ase.md:80/xmlui/handle/1234567890/1006
dc.description GOLBAN, Lilian. Decision-making bank policies under uncertainty = Politici bancare în condiții de incertitudine. In: Competitivitatea şi inovarea în economia cunoaşterii [online]: culegere de articole ştiinţifice: conf. şt. intern., 25-26 sept. 2020. Chişinău: ASEM, 2020, pp. 545-551. e-ISBN 978-9975-75-985-4. en_US
dc.description.abstract In the literature on the banking sector, reference is often made to the problems related to the construction of banking policies appropriate to those situations in which the commercial bank, as an economic player, carries out its activities, aiming to improve financial potential, in conditions of maximum attention to the reaction of the 2 basic environments they face: creditors and debtors. In turn, each economic agent, the depositor, or the loan applicant tends to obtain an interest rate as high as possible and vice versa. This paper proposes an analysis of the optimization of the banking model, in view of the approach from the perspective of Wald and Savage criteria, considering that the volume of the money supply from depositors represents a linear function, increasing in relation to interest rates on deposits, while the volume of supply of funds for lending is a part of the volume of demand for this amount. JEL: C02, C61. en_US
dc.language.iso other en_US
dc.publisher ASEM en_US
dc.subject bank model en_US
dc.subject bank policies en_US
dc.subject decision-making process en_US
dc.subject uncertainty en_US
dc.title Decision-making bank policies under uncertainty en_US
dc.title.alternative Politici bancare în condiții de incertitudine en_US
dc.type Article en_US

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