Challenges and Opportunities Arising from Economic Uncertainties Regarding the Operations of SSIFS

Abstract

The relevance of this research lies in the critical role of investment firms as intermediaries that transform individual savings into productive capital. In a global context marked by volatility, these entities are essential for stimulating economic growth and the efficient reallocation of resources to high-performing sectors. The aim of this paper is to analyze the economic functions of investments and evaluate risk management mechanisms to ensure the stability of the financial sector and sustainable development. The methodology combines literature review with real options theory, examining the sensitivity of investments and the impact of market structure on strategic decisions. Additionally, a qualitative analysis was used to define risks from an academic perspective. The most relevant results highlight the importance of risk classification (market, liquidity, operational, management, and credit) and demonstrate the effectiveness of diversification and hedging in capital protection. The study confirms that the emergence of hybrid products (simplified hedge funds) contributes to reducing systemic risk by facilitating access to hedging strategies during times of crisis. The results indicate that investment efficiency depends on the balance between the prudence of waiting and the need for rapid strategic action. CZU: 336.76:330.322:330.131.7; JEL: M40