Cyber Fraud and Artificial Intelligence

Abstract

The role of artificial intelligence in the life of every citizen is becoming even more important in the modern world, especially with the ever-increasing number of cyberattacks. In various spheres of life, attention is focused on the application of effective methods to ensure effective protection against cyber fraudsters. The variety of methods used by cybercriminals is growing, which makes them more difficult to detect. Decision-making to ensure the protection of personal data is based on compliance with regulatory requirements and standards in the field of information security. The development of innovative technologies in the field of cybersecurity also affects the use of new, unusual methods of attacks used by cybercriminals. Therefore, it is important to use the latest technologies to create and ensure information security at all levels of citizens' life. The latest technologies and artificial intelligence are used to protect the modern digital environment from cybersecurity. Artificial intelligence in the field of cybersecurity plays an important role in identifying risks and protecting confidential information. Initially, artificial intelligence was used to monitor network traffic for suspicious activity. Subsequently, it was the application of deep learning algorithms that made it possible to effectively detect active threats to ensure reliable cybersecurity. The purpose of this paper is to study the current state of cybersecurity in Ukraine and to identify the features associated with the use of effective mechanisms to combat cyber fraud using artificial intelligence. The use of artificial intelligence in the field of cybersecurity opens up new opportunities for detecting, predicting and preventing cyber threats. UDC: [004.056.5+004.8]:[343.72:004.6](477); JEL: Н56, D80.