Abstract:
In the dynamic landscape of the financial industry, where evolving trends reshape traditional banking, this study examines the impact of technological advancements the rise of FinTech companies. It explores the significance of these transformations, assessing various business models and strategic adaptation approaches for legacy banks. The research employs a comparative analysis of banking systems within an open framework, focusing on the impact of Open Banking regulations. The findings highlight key trends, including the integration of digital technologies, the collaboration between FinTech firms and traditional banks, and the increasing personalization of financial services. CZU: 336.71:[004.78+004.8]; JEL: G21, O33, L86
Description:
IZURIC, Mihaela. The Future of Traditional Banks and New Business Models in the FinTech Era = Viitorul băncilor tradiționale și noile modele de business în era FinTech. Online. Coord. șt.: Viorica LOPOTENCO. In: Simpozionul Ştiinţific cu participare internaţională al Tinerilor Cercetători. Ediţia a 23-a. Lucrări ştiinţifice, 11-12 aprilie 2025. Chişinău: SEP ASEM, 2025, vol. 2, pp. 304-308. ISBN 978-9975-168-37-3 (PDF). Disponibil: https://doi.org/10.53486/sstc2025.v2.71