Improving credit risk management in a commercial bank

Abstract

The article considers the relevance of the problem of credit risk management, the concept and methods of credit risk management, problems and methods of credit risk management. The report was made in order to analyze the shortcomings and improve the management of credit risk in a commercial bank in the Republic of Moldova. The subject of the study is the system of financial relations associated with the implementation of banking activities and the emergence of credit risks. The object of the study is the bank's credit risk arising in the course of lending activities in a commercial bank. The paper considers the theoretical foundations of credit risk management, conducts a financial analysis of the main indicators of credit operations in the banking sector of the Republic of Moldova, identifies the problems of credit risk management, and outlines ways to solve them. In conclusion, recommendations were developed to improve the management of credit risk of commercial banks by minimizing it. CZU: 005:[336.77:336.71]; JEL: G21, G 28; DOI: https://doi.org/10.53486/9789975359030.59