• ESG Factors and their Impact on Financial Metrics: A Study of Stock Prices and Revenue Correlations in Banks 

  Mahendra, MVS; Ghosh, Seema (ASEM, 2025)

  This study explores the relationship between Environmental, Social, and Governance (ESG) scores and financial performance metrics, including Closing Price, Earnings per Share (EPS), Return on Equity (ROE), and Net Profit, ...
• Annuity as an Instrument Guaranteeing Stable Retirement Income 

  Kuzmina, Olga (ASEM, 2025)

  Most retirement income strategies force retirees to accept the intrinsic longevity risk, as they manage a volatile investment portfolio, with no knowledge of the time horizon, inflation or spending needs. Annuities are ...
• Capitalizing Emerging Opportunities Through Access to Adequate Financing and Innovative Approaches 

  Hămuraru, Maria; Șargu, Lilia (ASEM, 2025)

  In the contemporary conditions of global competitive development, financing of innovations by organizations is a norm on the path to successful performance and survival of businesses, which is the result of the ability to ...
• Banks and their Impact on Financial Education at the Current Stage 

  Gorobeț, Ilinca; Mistrean, Larisa (ASEM, 2025)

  Financial education helps to ensure financial wellbeing and maintain it throughout life. Although the role of financial education is very important, very few people know about it. Planning your income and expenditure over ...
• Insurance in the Modern Economy 

  Gherjavca, Svetlana (ASEM, 2025)

  Traditionally, insurance is seen as a means of protection against financial losses caused by certain unforeseeable situations. At the same time, insurance is an important component of a country's financial system and an ...

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