Annuity as an Instrument Guaranteeing Stable Retirement Income

Please use this identifier to cite or link to this item: https://irek.ase.md:443/xmlui/handle/123456789/4066

Title:	Annuity as an Instrument Guaranteeing Stable Retirement Income
Authors:	Kuzmina, Olga
Keywords:	risks annuity stable income pension
Issue Date:	2025
Publisher:	ASEM
Abstract:	Most retirement income strategies force retirees to accept the intrinsic longevity risk, as they manage a volatile investment portfolio, with no knowledge of the time horizon, inflation or spending needs. Annuities are voluntary pension insurance products typically provided by life insurance companies, investment funds, or other financial institutions that can provide retirees income for the remainder of their life. We examine annuities as a way to guarantee income during retirement through a comparison with other retirement strategies in OECD countries. CZU: 369.542+368.91; JEL: E22, E61, E12, E23
Description:	KUZMINA, Olga. Annuity as an Instrument Guaranteeing Stable Retirement Income. Online. In: Modern Finance from the Perspective of Sustainability of National Economics: International Scientific Conference: Proceedings, November 22-23, 2024. Chişinău: [S. n.], 2025 (SEP ASEM), pp. 129-132. ISBN 978-9975-168-18-2 (PDF). Disponibil: https://doi.org/10.53486/mfsne2024.16
URI:	https://irek.ase.md:443/xmlui/handle/123456789/4066
ISBN:	978-9975-168-18-2 (PDF)
Appears in Collections:	2.Articole

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