Gestiunea riscului de credit în condițiile actuale în Republica Moldova

Abstract

The purpose of the research is to analyze the credit risk management in the current period. From this perspective, using mathematical tools, the loan portfolio, and loans in credit institutions from the Republic of Moldova were analyzed. The results reflect trends, in the current period, and the credit risk structur. Credit risk expresses the possibility of disturbances which can affect the way the credit granted is used and especially from from the bank's point of view to suggest concrete possibilities like this loan to be repaid, both the principal and the accumulated costs of the loan. DOI: https://doi.org/10.53486/sstc.v3.50; CZU: 005.334:336.77(478); JEL: G21