Aprecierea percepției părților interesate cu privire la folosirea criptomonedelor

Abstract

Cryptocurrency is a digital currency, that does not fall under government or banks control, and has seen massive attention in the last couple of years from academic and non-academic researchers, promising to be an alternative currency to the traditional one. Futhermore, the adoption and acceptance level of cryptocurrency has increased and can be recognized by indicators such as market capitalization, which reached its peak in 2021 at 3 trillion dollars, and by the sheer number of people that bought cryptocurrency, over 80 million in 2022. However, limited attention has been given to users perception of cryptocurrency and the important factors that influenced them to become active on the crypto market itself. Thus, the aim of this study is to explore the main factors driving the decision of using cryptocurrency by analyzing the scientific literature. The results showed that some of the main factors that are driving the use and adoption of cryptocurreny are: investment opportunity, anonymity of the transaction, privacy, the global acceptance by many business as a payment tool, fast transfer of funds, low cost of transactions, and curiosity. This research helps regulators and cryptocurrency developers to better understand the motives behind cryptocurrency drive. CZU: 336.748.3:004.056.55; JEL: M40, M41; DOI: 10.5281/zenodo.7059889