Peer-to-peer lending: opportunities and risks

Stratan, Svetlana

dc.contributor.author	Stratan, Svetlana
dc.date.accessioned	2020-10-23T05:29:22Z
dc.date.available	2020-10-23T05:29:22Z
dc.date.issued	2018-09
dc.identifier.isbn	978-9975-75-934-2
dc.identifier.uri	${dspace.ui.url}/handle/1234567890/773
dc.identifier.uri	http://irek.ase.md:80/xmlui/handle/1234567890/773
dc.description	STRATAN, Svetlana. Peer-to-peer lending: opportunities and risks. In: Competitivitatea şi inovarea în economia cunoaşterii [online]: materiale/teze: conf. şt. intern., 28-29 sept. 2018. Chişinău: ASEM, 2018, pp. 26-28. E-ISBN 978-9975-75-934-2.	en_US
dc.description.abstract	The objective of this paper is to outline the phenomenon of peer-to-peer (P2P) lending as a new method of debt financing that enables individuals to borrow and lend money online without the use of an official financial institution as an intermediary. Also is analyzed the role of P2P lending as a mechanism for attracting financial resources into small business. The paper describes the key characteristics of crowdlending, as well as main benefits that it delivers to borrowers and investors. There are also presented the main risks that are characteristic to P2P lending. JEL: G21, G23, C38	en_US
dc.language.iso	en	en_US
dc.publisher	ASEM	en_US
dc.subject	peer-to-peer lending	en_US
dc.subject	alternative finance	en_US
dc.subject	crowdlending platforms	en_US
dc.subject	start-ups	en_US
dc.subject	FinTech	en_US
dc.title	Peer-to-peer lending: opportunities and risks	en_US
dc.type	Article	en_US