Annuity as an Instrument Guaranteeing Stable Retirement Income

dc.contributor.author	Kuzmina, Olga
dc.date.accessioned	2025-06-05T12:47:22Z
dc.date.available	2025-06-05T12:47:22Z
dc.date.issued	2025
dc.identifier.isbn	978-9975-168-18-2 (PDF)
dc.identifier.uri	https://irek.ase.md:443/xmlui/handle/123456789/4066
dc.description	KUZMINA, Olga. Annuity as an Instrument Guaranteeing Stable Retirement Income. Online. In: Modern Finance from the Perspective of Sustainability of National Economics: International Scientific Conference: Proceedings, November 22-23, 2024. Chişinău: [S. n.], 2025 (SEP ASEM), pp. 129-132. ISBN 978-9975-168-18-2 (PDF). Disponibil: https://doi.org/10.53486/mfsne2024.16	en_US
dc.description.abstract	Most retirement income strategies force retirees to accept the intrinsic longevity risk, as they manage a volatile investment portfolio, with no knowledge of the time horizon, inflation or spending needs. Annuities are voluntary pension insurance products typically provided by life insurance companies, investment funds, or other financial institutions that can provide retirees income for the remainder of their life. We examine annuities as a way to guarantee income during retirement through a comparison with other retirement strategies in OECD countries. CZU: 369.542+368.91; JEL: E22, E61, E12, E23	en_US
dc.language.iso	en	en_US
dc.publisher	ASEM	en_US
dc.subject	risks	en_US
dc.subject	annuity	en_US
dc.subject	stable income	en_US
dc.subject	pension	en_US
dc.title	Annuity as an Instrument Guaranteeing Stable Retirement Income	en_US
dc.type	Article	en_US