Abstract:
The objective of this paper is to outline the phenomenon of peer-to-peer (P2P) lending as a new method of debt financing that enables individuals to borrow and lend money online without the use of an official financial institution as an intermediary. Also is analyzed the role of P2P lending as a mechanism for attracting financial resources into small business. The paper describes the key characteristics of crowdlending, as well as main benefits that it delivers to borrowers and investors. There are also presented the main risks that are characteristic to P2P lending. JEL: G21, G23, C38
Description:
STRATAN, Svetlana. Peer-to-peer lending: opportunities and risks. In: Competitivitatea şi inovarea în economia cunoaşterii [online]: materiale/teze: conf. şt. intern., 28-29 sept. 2018. Chişinău: ASEM, 2018, pp. 26-28. E-ISBN 978-9975-75-934-2.
